Selena Simmons-Duffin

This story is part of the New Boom series on millennials in America.

If Noelle Johnson had a bachelor's degree, she'd be able to live closer to work, she says. She wouldn't have to spend so much of her free time hustling for baby-sitting gigs. She'd shop at the farmers market. She'd be able to treat her sister to dinner for once. She and her husband could go on trips together — they'd be able to afford two tickets instead of one.