TV is still the big dog when it comes to advertising. But it's slipping. Advertisers are moving their dollars online, fast. The money is mostly flowing to Facebook and Google because those platforms can use personal information to target ads specifically based on your interests. But the next frontier in TV ads is coming our way. AT&T just completed its purchase of Time Warner and has launched an ambitious new ad-tech strategy. The plan is to take all that data it has from wireless subscribers and its internet services and deliver way more targeted ads on television.

Updated at 9:32 p.m. ET

The U.S. Securities and Exchange Commission is suing Tesla CEO Elon Musk, alleging securities fraud a month after he announced that he planned to take the publicly traded electric-car company private.

"Musk's false and misleading public statements and omissions caused significant confusion and disruption in the market for Tesla's stock and resulting harm to investors," the lawsuit says.

Across the country, Americans were transfixed Thursday by television coverage of Christine Blasey Ford and Brett Kavanaugh as they testified before the Senate Judiciary Committee. Ford spoke of her allegation that the Supreme Court nominee had sexually assaulted her when they were teenagers in 1982. Kavanaugh vehemently denied it.

Japan has agreed to start talking to the United States about trade on a bilateral basis. That's the word from both countries after Japan's Prime Minister Shinzo Abe met with President Donald Trump at the United Nations in New York on Wednesday. Japan, up until this point, has favored pursuing multilateral trade deals including the United States, but going it one on one is the preference of Trump and his trade team. The Japanese have gotten something they very much want in exchange: The U.S will not impose higher tariffs on Japanese auto exports while negotiations are underway.

SEC files complaint against Tesla’s Elon Musk

Sep 27, 2018

DETROIT — U.S. securities regulators have filed a complaint against Tesla CEO Elon Musk alleging that he made false and misleading statements about plans to take the company private in August.

The Securities and Exchange Commission says in the complaint filed Thursday that Musk falsely claimed in an Aug. 7 statement on Twitter that funding was secured to take the company private at $420 per share.

The complaint filed in the U.S. District Court in Manhattan says that Musk had not discussed or confirmed key deal terms including price with any funding source.

As 70 mm film sees a comeback, who's running those projectors?

Sep 27, 2018

Up in the projection booth at the Alamo Drafthouse Cinema in Brooklyn, head projectionist Tanner Agle tinkers with a 70 mm projector.

“I’m hitting this green button start," he said, as the projector starts up a familiar whirring sound. "I’m just gonna run this a little bit.”

Let's look at the big picture

Sep 27, 2018

As the United States and Mexico finalize details of a trade agreement, the Trump administration has written a rule that Mexican auto manufacturers pay workers a $16 hourly wage or face a 2.5 percent tariff. But the extra taxes might be cheaper than raising wages. We'll look at what a deal could mean for labor in Mexico, plus give an update on the World Trade Organization and trade talks with Japan. Then: 70 mm film is making a comeback in Hollywood, and that means there’s a revival in the fading film projectionist workforce. 

The Trump administration has been negotiating a new trade deal with Mexico that’s designed to encourage car companies to make more of their products in the United States. In the 20 years since the North American Free Trade Agreement, manufacturers have turned to the cheaper labor pool south of the border for more affordable cars and car parts.

The CEO of one of the nation’s largest automakers says metal tariffs imposed by the Trump administration earlier this year have cost his company $1 billion in profits and sales. Ford boss Jim Hackett made the comment at a gathering of business leaders in New York on Wednesday. The administration imposed the steel and aluminum levies to bolster American businesses.

Click the audio player above to hear the full story. 

Stephen Sharkey is Florida grown, as they say. He was born and raised in Brevard County, three hours north of Miami. As a kid in the '80s, he spent a lot of time exploring the Indian River Lagoon, a coastal inlet that spans five counties and supports thousands of animal and plant species.

“My earliest memories are my dad coming home from work and going to collect blue crab out of the canals,” said Sharkey, standing at the shore of the lagoon.

Student loans make wealth gap worse for blacks

Sep 27, 2018

While the pursuit of higher education should put students on a path to success, a new study finds a deep disparity along racial lines. With less resources to pay for college, black students took out 85 percent more in student loans than their white peers. Predatory private loans, for-profit colleges and slower rates of loan repayment can work against black students seeking financial advancement, worsening wealth inequalities.

Click the audio player above to hear the full story. 

Drew Angerer / Getty Images

Supreme Court nominee Judge Brett Kavanaugh and the woman who has accused him of sexually assaulting her in high school, Christine Blasey Ford, are testifying before the Senate Judiciary Committee. Watch the proceeding live.

California did away with bail. Who's next?

Sep 27, 2018

(U.S. Edition) As expected, the Federal Reserve raised its benchmark rate Wednesday, keeping up with a trend of gradual rate increases after steep drops during the financial crisis. In world news, the head of the International Monetary Fund agreed to increase a loan package to Argentina as its form of currency, the peso, continues to underperform.

Italy budget: Big promises, big debt

Sep 27, 2018

(Global Edition) From the BBC World Service ... Italy's new government will be releasing its first budget Thursday. But how realistic is it to offer every citizen a guaranteed basic income when your country's debt is so high? Investment behemoth Goldman Sachs begins its Europe expansion by offering retail banking in the U.K. And as old trading relationships break up, we look at one successful trading model between Israel and Britain that's so successful it's being replicated worldwide.

Beth Kobliner on having the "talk" with your kids about the cost of college

Sep 27, 2018

There are many talks parents have with children: about doing well in school, making good life decisions, sex, how much to spend on that first car. Yet when it comes to the cost of college, it seems the money discussion isn't one moms and dads are so ready to have with their kids. Or sometimes each other. 

Open letter to Apple: It’s time to turn iMessage into a social network.

Christine Blasey Ford has accused Supreme Court nominee Judge Brett Kavanaugh of sexually assaulting her when they were in high school in the early 1980s. On Thursday the psychology professor is testifying before the Senate Judiciary Committee. Read her opening statement below.

On Thursday, Supreme Court nominee Brett Kavanaugh will appear before the Senate Judiciary Committee to testify on a sexual assault allegation by Christine Blasey Ford, who is also testifying. Read Kavanaugh's opening statement below, submitted to the panel on Wednesday.

Earlier this week, the founders of Instagram up and left Facebook five years after Facebook bought their company. But quitting isn't so easy for the rest of us. Facebook has our friends, our pictures and our snarky comments. It's why there are so few real competitors. And if you switch to a smaller social network, it's pretty lonely. But earlier this year, Microsoft, Facebook, Google and Twitter announced a project to make it easier to move your personal information between services. That data portability is just what it sounds like — creating the option for users to move on.

In any workplace, there are many things to consider: Who gets promoted and when? What are the steps to creating a diverse work environment? How should grievances be handled?

Right now, these questions are playing out in Congress as the Senate Judiciary Committee addresses allegations of sexual misconduct against U.S. Supreme Court nominee Brett Kavanaugh.

Tight budgets strain 911 call centers

Sep 26, 2018

Marilyn Scott is a retired police officer and 911 call taker for city of Little Rock, Arkansas. She sits in a large room of desks that are mostly empty in front of four computer monitors that show her emergency call information. She takes a call.

“Little Rock 911, what’s the address of your emergency? Ma’am, it was doing what? Ma’am, I’m sorry, you’re pulling the phone away from your mouth. I can’t hear you,” she told the caller.  

Want to know the nitty-gritty on tariffs? Ask a customs broker

Sep 26, 2018

We've been talking a lot about tariffs in the last several months and trying to answer your questions while we're at it. In doing so, we've reached out to a lot of people whose day-to-day jobs have been shaped by the rounds of tariffs, the latest of which went into effect this week on more than 5,000 Chinese products.

Three years ago, Job Fickett and his wife bought a four-bedroom ranch house in Jacksonville, Florida, for $263,000. He’s a lawyer and she works for a commercial real estate brokerage. Since then, they’ve watched similar houses in the neighborhood sell for much more.  

“We haven't had it officially appraised, but according to some of the apps and whatnot, our house is worth over $325,000, $330,000 now,” he said.

My Economy tells the story of the new economic normal through the eyes of people trying to make it, because we know the only numbers that really matter are the ones in your economy.

The Federal Reserve has voted to raise its benchmark interest rate for the third time this year, fueled by a strong economy.

The central bank decided to raise its short-term rate by a quarter point to a range of 2 percent to 2.25 percent and has indicated plans for another rate hike by the end of the year.

While the aim of these hikes is to cool down the economy, consumers might also feel their effects.

Gordon Liu, a 28-year-old office worker in Hong Kong, dashes to a Chinese medicine clinic after work to get acupuncture for his shoulder and neck pain. Liu goes inside a large cubicle curtained off for privacy. He takes off his shirt, lies face down on a bed and an acupuncturist puts needles in points near his shoulders, neck and hands, leaving them in for about 20 minutes.

“Now it feels like my neck and shoulders are more moveable, like they’ve loosened up,” he says.

Updated at 8:59 p.m. ET

The Senate Judiciary Committee is reviewing a statement from a third woman who has come forward with sexual misconduct allegations against Supreme Court nominee Judge Brett Kavanaugh.

The allegations, from a woman identified as Julie Swetnick, were made public by attorney Michael Avenatti on Wednesday morning. Avenatti posted Swetnick's three-page sworn declaration on Twitter.

How employee training has suffered in the wake of the 2008 financial crisis

Sep 26, 2018

Throughout 2018, Marketplace's series Divided Decade is exploring how the financial crisis continues to play out ten years later. There are the obvious ways, such as housing, investments and attitudes towards money. There's another, less discussed impact: the decline of training programs for American workers.

(Markets Edition) The Federal Reserve is likely raising its target for short-term interest rates, but Fed chair Jay Powell is also expected to speak out about the future of the economy. We talked to an economist of our own for more. Then, we look back at how the financial crisis of 10 years ago affected the aspect of training — specifically, how companies had to roll it back when the economy tanked. Also, you might have heard that Dunkin’ Donuts is actually dropping the “Donuts” part of the name. However, it's coffee that's at the heart – or hole – of this story.

The stakes are high for Thursday's Capitol Hill hearing, pitting Trump Supreme Court nominee Judge Brett Kavanaugh against Christine Blasey Ford, who has accused him of sexual assault — an accusation Kavanaugh has denied — when they were both in high school more than three decades ago.